ROOTED IN THE VALLEY. LOOKING AHEAD.
For the life
we want. And
the ones we love.
Money conversations for the life we’re living and the future we want for our families.
For our families. For our firsts. For what comes next.
THE PERSON BEHIND THE CONVERSATION
Hola, I’m Yami.
Teacher. Mom. Founder.
Always thinking about what comes next.
A full life today.
Something more for tomorrow.
I’m Yami Martinez, a teacher, a mom, and the founder of Prospera Heritage. With a background in accounting and roots in the Rio Grande Valley, I care about making money conversations clear, practical, and connected to real life.
Here, we talk about the choices behind the numbers: time with our families, room to enjoy what we love, and a future with more possibilities. Especially when we’re the first in our families figuring some of this out.
We can enjoy the life we’re building while we keep building it.
WHAT WE TALK ABOUT HERE
Real life belongs
in the money conversation.
01The costs that don’t happen every month.
The birthday. The car repair. The school event. They belong in the conversation, too. A useful question for our next money check-in: what’s coming up beyond our regular bills?
ROOM FOR REAL LIFE02A plan that includes what we love.
Our plans can reflect our priorities, from a family day out to a quieter month at home. What do we want to make room for, and what feels less important right now?
ENJOYING TODAY03Being the first. Building what’s next.
We can respect where we come from and ask new questions about where we’re going. What’s one money conversation we want to make easier for the next generation?
LEAVING SOMETHING MOREA MOMENT FOR YOUR MONEY
A new month.
A little more clarity.
Before the month gets away from us, let’s pause. Three questions to put real life into the plan.
No sign-up. Your answers aren’t sent anywhere.
one next step.
A LITTLE DIRECTION FOR THE MONTH AHEAD
Your next chapter starts here.
Keep your copy. Refreshing or closing this page clears your answers.
A LITTLE MORE SUPPORT
PROSPERA
HERITAGE
Your money.
Your direction.
Through Prospera Heritage, we bring financial wellness education to individuals and couples in the Rio Grande Valley, with space for our real lives, our families, and our goals.
Message us to reserveTHE 60-DAY FINANCIAL WELLNESS EXPERIENCE
A plan we can
put into practice.
- 01
Make space to learn.
A two-hour workshop and a 35-page financial wellness portfolio.
- 02
Give the plan a home.
A personal workbook in Google Sheets to bring the pieces together.
- 03
Keep the conversation going.
60 days of implementation, with one included private 30-minute consultation around Day 30, shared for couples.
LET’S KEEP THE CONVERSATION GOING
We’re building
something more.
For our families, our community, and what comes next.